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Industry Topics: Financing for Projects
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A
African Development Bank Group
www.afdb.org
Multilateral development institution that provides financial support and professional advice for economic and social development activities in Africa. Includes information about financial and credit programs. Countries includes loan and grant approvals, statistics, policies, standard contract documents by country. Finance lists current, historic public and private sector lending rates; provides information about lending products; credit ratings; risk management papers and documents. Under Topics, Private Sector Operations provides project briefs, eligibility criteria, application procedures, checklists.
Alabama Department of Economic and Community Affairs
www.adeca.state.al.us
Contains information about Community Development Block Grant and other community development and community service programs; Appalachian Regional Commission forms and documents. Science, Technology and Energy Division provides overview of energy programs, including Rebuild Alabama assistance program and Local Government Energy Loan Program application and brochure.
Alabama, Economic Development Partnership of
www.edpa.org
Provides overview of incentives and assistance programs, including Capital Investment Tax Credit.
Alabama Housing Finance Authority
www.ahfa.com
Contains list of recipients, brochures and overview of programs to finance multifamily and low-income housing development, including HOME, Low-Income Housing Tax Credit, Alabama Multifamily Loan Consortium and Multifamily Mortgage Revenue Bonds programs.
Alaska Department of Commerce, Community and Economic Development
www.commerce.state.ak.us
Economic Development Resource Guide contains index and database of financial and technical assistance resources. Financing for Public and Private Projects provides links to development agencies.
Alaska Department of Environmental Conservation
www.state.ak.us/dec/
Division of Water Quality provides information on water financial assistance program. Division of Facility Construction and Operation contains regulations, capital budget priority lists, applications, and program and technical assistance information for small public water system grants and financing assistance programs.
Alaska Department of Natural Resources
www.dnr.state.ak.us
Division of Agriculture provides loan terms, eligibility guidelines, restrictions and application procedures for the Agricultural Revolving Loan Fund, which finances construction and renovation of farm buildings, food processing facilities and other projects. State Historic Preservation Office provides information about rehabilitation tax credits and lists projects.
Alaska Department of Revenue
www.revenue.state.ak.us
Alaska Municipal Bond Bank Authority provides forms and program and eligibility information.
Alaska Housing Finance Corporation
www.ahfc.state.ak.us
Provides information about senior and multifamily housing development financing and about HOME, low-income housing tax credit and other financing programs.
Alaska Industrial Development and Export Authority
www.aidea.org
Contains project finance FAQs. Provides information about the Loan Participation Program, which provides long-term financing to Alaska businesses for commercial facilities projects or for refinancing existing loans, and about the Development Finance Program, which provides financial assistance for roads, ports, airports, utilities, infrastructure for tourism and other public use facilities. Alaska Energy Authority provides information about the Power Project Loan Fund, including project examples, applications and compliance manual, and about assistance programs for upgrading bulk fuel storage systems and rural power systems. Includes project listings, statutes and regulations.
Arizona Department of Commerce
www.azcommerce.com
Provides program information and forms for private activity bonds, which can be used for the construction of industrial and manufacturing facilities and the purchase of equipment. Includes information about tax credits and incentives.
Arizona Department of Environmental Quality
www.adeq.state.az.us
Water Quality Division provides information about Water Quality Improvement Grant.
Arizona Department of Housing
www.housingaz.com
Provides information about housing finance programs from the Housing Commission, Housing Finance Authority and Public Housing Authority.
Arizona Department of Transportation
www.dot.state.az.us
Highway Expansion and Extension Loan Program (HELP) contains applicant handbook, application, program information. Aeronautics Division provides information about airport financing programs.
Arizona State Historic Preservation Office
www.pr.state.az.us/partnerships/shpo/shpo.html
Provides information about grant and incentive programs for historic preservation and rehabilitation programs; State Historic Property Tax Reclassification for Owner-Occupied Homes; and preservation review and compliance.
Arizona Water Infrastructure Finance Authority
www.azwifa.gov
Contains clean water, drinking water and technical assistance program eligibility guidelines; loan and grant information; project requirements; application procedures and applications; list of funded projects; contact information; statutes and rules. Can view or order publications online.
Arizona Water Protection Fund
www.awpf.state.az.us
Lists funded projects. Contains policies and application guidelines; sample forms; and application forms.
Arkansas Capital Corporation Group
www.arcapital.com
Provides program information, guidelines and applications for ACC loans that can be used to fund the purchase of real estate, new construction, machinery and equipment and for working capital. Arkansas Certified Development Corporation provides information and application for its 504 Loan Program.
Arkansas Department of Economic Development
www.1800arkansas.com/
Financing, Incentives, and Taxation provides information about industrial revenue bond, bond guaranty, small business loan, tax increment financing and other financing programs.
Arkansas Department of Environmental Quality
www.adeq.state.ar.us
Customer Service Division provides information and application package for small business environmental loan program.
Arkansas Department of Health
www.healthyarkansas.com
Provides preliminary application for Drinking Water State Revolving Loan Fund.
Arkansas Development Finance Authority
www.accessarkansas.org/adfa/
Contains information, applications, guidelines, RFPs, publications and program activity for economic development and housing finance programs, including Capital Access Program; Speculative Building Loan Program, which provides financing for building speculative industrial facilities; Disadvantaged Business Enterprise Program, which helps provide working capital for minority- and women-owned businesses; Waste Water Revolving Loan Fund, which provides financing to municipalities for improvements to waste water treatment facilities; HOME program, which provides grant funds to develop low-income housing; and Low Income Housing Tax Credit Program.
Arkansas Soil and Water Conservation Commission
www.state.ar.us/aswcc/
Provides information about and applications for financing assistance programs for water conservation, development and management.
Asian Development Bank
www.adb.org
Regions and Countries includes member country data, country assistance plans. Financial Resources includes information about official and commercial co-financing and guarantees for large infrastructure projects; profiles of public and private sector projects under consideration for direct financing by ADB and for which co-financing is being sought; private sector development information; project profiles; information about LIBOR-based loan products offered by the bank, including conversion guidelines, indicative lending rates, historical data. Under Topics, Private Sector Development provides information about financing products.
B
Bank and Thrift Rating Services for Consumers
www.fdic.gov/bank/individual/bank/
Lists Web-based and other bank rating services, which cover banks, bank holding companies, savings and loans, and savings banks. These services usually assign each institution a letter grade or numerical ranking to indicate the safety or soundness of the institution. Provides address, phone number and Web link; product cost and description; types of institutions covered, and rating method used.
Banks, Commercial Lenders
U.S. bank and commercial lender Web sites typically provide information about their individual, small business and corporate banking services, including loan programs for real estate financing and project finance. Some provide loan terms, conditions and underwriting criteria. Some also provide online loan application forms or prequalification forms. Most Web sites include a branch locator and a list of contact names, with telephone numbers. International bank Web sites typically provide information about their corporate banking services, sometimes including their capabilities in specific project areas, such as power and infrastructure. Some include examples of past projects financed by the bank. Most list offices worldwide and provide contact names and telephone numbers. For links to particular lenders and to Finding Tools for locating lenders, click here.
BetterBricks
www.betterbricks.com
Provides overview of financial programs and incentives for energy effective design and high performance buildings in the Pacific Northwest.
C
California Business Portal
www.calbusiness.ca.gov
Business Financing provides links to Industrial Revenue Bonds, Downtown Rebound Capital Improvement Program, other financing programs.
California Department of Boating and Waterways
www.dbw.ca.gov
Provides information about grants and loans available to public entities for construction of boating facilities and to public and privately owned marinas for planning, construction, rehabilitation or expansion of small craft harbors and boating facilities. Includes grant guidelines, applications and a sample Construction Loan and Operation Contract. Includes full text of the National Boating Infrastructure Grant Program.
California Department of General Services, Office of Public School Construction
www.opsc.dgs.ca.gov
Provides information about new construction and modernization grants; project apportionments and approvals; other funding information.
California Department of Housing and Community Development
housing.hcd.ca.gov
Lists department loans and grants; posts notices of funding availability; provides development and planning information; loan and grant program directory. Contains Clearinghouse for Affordable Housing and Community Development Finance, a database of information on housing programs, government aid, private lenders and foundation grants. Each program listing identifies goals, eligible activities, types of funding, application deadlines and current funding availability. Database is updated monthly.
California Department of Water Resources
www.dwr.water.ca.gov
Division of Planning and Local Assistance provides program overview, eligibility guidelines, application evaluation criteria and loan terms for the Water Conservation Bond Law loans and grants programs.
California: Go Solar (California Energy Commission and California Public Utilities Commission)
www.gosolarcalifornia.ca.gov
Provides information about California Solar Initiative, which offers more than $2 billion in incentives over the next decade for existing homes and existing, new commercial, industrial, agricultural properties, and New Solar Homes Partnership, which manages $350 million program to encourage solar in new home construction. Provides program guidebooks; FAQs for consumers and builders; application instructions, forms, online status check; information on solar programs for schools, non-profits, commercial and industrial buildings; information about rebates, incentives, tax credits.
California Housing Finance Agency
www.calhfa.ca.gov
Contains loan terms, requirements, applications and other resources for multifamily new construction, acquisition/rehabilitation and special needs housing construction/rehabilitation programs. Includes information about permanent, bridge and pre-development loan programs and Architectural Processing Requirements. Provides information about Single Loan Reservation System that allows CHFA-approved lenders to lock in an interest rate on loans for both new construction and resale homes; lists CHFA approved lenders. Provides information about Self-Help Builder Assistance Program and list of non-profit builders.
California Infrastructure and Economic Development Bank
www.ibank.ca.gov/state/ibank/ibank_homepage.jsp
Finances infrastructure projects by making low-cost loans to public agencies and issuing tax-exempt bonds for infrastructure and economic development projects. Provides program information, applications, contacts for infrastructure revolving fund program, financing for energy efficiency projects, industrial revenue bond programs.
California State Treasurer: Financing Boards, Authorities and Commissions
www.treasurer.ca.gov/boards.asp
Provides links to state financing boards, authorities and commissions, including: Alternative Energy and Advanced Transportation Financing Authority, Educational Facilities Authority, Health Facilities Financing Authority, Industrial Development Financing Advisory Commission, Pollution Control Financing Authority, School Finance Authority, Tax Credit Allocation Committee, and Urban Waterfront Area Restoration Financing Authority. Web page for each authority usually provides financing program overview, applications and forms, regulations, and program documents.
California State Water Resources Control Board
www.swrcb.ca.gov
Provides information about funding and loan programs, including for agricultural drainage, water quality, watershed protection, construction of wastewater treatment facilities, water recycling, groundwater improvement and protection, above-ground storage tanks, underground storage tank clean-up. Includes M/WBE participation guide, contract preparation guide, forms, project schedules and contract/grant summary.
Caribbean Development Bank
www.caribank.org
Lists 21 regional and 5 non-regional member countries and territories. Offers online consultant registration. Procurement contains procurement guidelines, selection procedures, listing of opportunities. Projects/Programmes lists approved and pipeline projects; provides information about Basic Needs Trust Fund. Publications includes annual reports, economic indicators, policies, member countries public debt report.
Catalog of Federal Domestic Assistance
www.cfda.gov
Online catalog of federal domestic assistance programs available to state and local governments; territories; public, quasi-public, for-profit and non-profit organizations and institutions; specialized groups; and individuals. Provides information on types of financial and non-financial assistance; uses and restrictions; eligibility requirements; application and award process; contacts; examples of funded projects; criteria for selecting proposals; and guidelines and policies.
Charter Schools Development Corporation
www.csdc.org
Offers financing programs to help secure capital financing and leases for public charter schools nationwide. Building Block Fund offers credit enhancements and financing guarantees for school facilities; lists participating lenders.
Colorado Department of Labor and Employment
www.coworkforce.com
State Fund Section provides information about Petroleum Storage Tank Fund, which reimburses eligible applicants for allowable costs incurred in cleaning up petroleum contamination from petroleum storage tanks; consultant list; cost guidelines; policies; and forms.
Colorado Department of Natural Resources
www.dnr.state.co.us
Water Conservation Board contains water project construction loan program information.
Colorado Department of Public Health and Environment
www.cdphe.state.co.us
Provides information, guidelines, contacts, application for Brownfields revolving loan fund.
Colorado Division of Housing, Department of Local Affairs
www.dola.state.co.us
Contains information about financing programs for low- and moderate-income housing development, downloadable loan application and publications.
Colorado Housing and Finance Authority
www.colohfa.org
Contains requirements, eligibility and compliance guidelines; fee schedule; loan terms; application process overview; contact numbers and informational packets for financing programs for the acquisition, rehabilitation and new construction of rental housing, including tax-exempt and taxable bond loans and Low Income Housing Tax Credit. Provides information about Business and Industry Loan Program offered to businesses in small communities, with loans used to finance real estate, equipment and machinery; Brownfields Revolving Loan Fund; CHFA Direct Loan Program for small businesses seeking financing for real estate and/or manufacturing equipment; Quality Investment Capital (QIC) Program for small businesses, which provides long-term financing for real estate, working capital and equipment; RENEW Colorado, which provides financing to businesses for waste diversion or recycling activities in their operations; and Rural Development Loan Program direct real estate loans.
Colorado Office of Archaeology and Historic Preservation
www.coloradohistory-oahp.org
Provides information and forms for Preservation Tax Credits and State Historical Fund financing programs for historic preservation projects.
Community Development Financial Institutions Fund
www.cdfifund.gov
Promotes economic revitalization and community development through investment in and assistance to community development financial institutions. Provides information about New Markets Tax Credit Program for community development organizations and Bank Enterprise Award incentive program. Can search award database by location, program, year, other criteria.
Community Reinvestment Fund
www.crfusa.com
Non-profit organization established to provide capital to community development lenders in low- to moderate-income communities. Provides information about loan services.
Community Transportation Association
www.ctaa.org
Transit Financing provides information about Transportation Lending Services Corporation, which offers loans for improvement or expansion of transit programs in rural areas and raises capital through cooperative agreements with the Department of Agriculture, Small Business Administration and other agencies. Contains online guide to federal funding opportunities for community transportation providers; new funding announcements; articles.
Comptroller of the Currency, Administrator of National Banks, Community Reinvestment Act Information
www.occ.treas.gov/crainfo.htm
Provides information about the Community Reinvestment Act, which was enacted to prevent redlining and to encourage banks and thrifts to help meet the credit needs of all segments of their communities, including low- and moderate-income neighborhoods. Contains database of Community Reinvestment Act performance evaluations searchable by bank name, state or performance rating; listings of bank evaluations coming due by fiscal quarter; monthly evaluation lists since 1996; annual surveys of credit underwriting practices; CRA regulations; guides and other data.
Connecticut Department of Economic and Community Development
www.ct.gov/ecd/
Contains information about federal and state financing programs and a list of local organizations that provide financing for regional and local projects. Provides program overviews, eligibility guidelines, funding information and other resources for housing finance programs and a listing of local housing authorities. Includes Small Cities Community Development Block Grant Program information, with recent grant releases by city; brownfields funding program information; housing programs legislation and affordable housing appeals regulations.
Connecticut Development Authority
www.cda.state.ct.us
Contains list of lending partners, information about loan programs for machinery, equipment or real estate financing, and applications and publications.
Connecticut Economic Resource Center
www.cerc.com
Program Finder includes links to financing programs and agencies and organizations that provide contact information and details about financial assistance options. Business owners can review information and download brochures about business tax incentives.
Connecticut Housing Finance Authority
www.chfa.org
Provides information about multifamily and tax-credit financing programs.
Consultative Group to Assist the Poor
www.cgap.org
Consortium of 28 public and private development agencies working to create permanent financial services for the poor in developing countries through microfinance. Provides information and publications about microfinance and other financing mechanisms.
Council of Development Finance Agencies
www.cdfa.net
National association comprised of public, quasi-public and private companies involved in municipal and development finance. Contains information about industrial development bonds.
CU360
cu360.cuna.org
Offers credit union research and analysis. Rates & Indicators compares financial product rates offered by banks and credit unions, organized by state or financial product; provides credit union indicators and key economic indicators.
D
Delaware Department of Natural Resources and Environmental Control
www.dnrec.delaware.gov
Brownfield Program provides information and application for Hazardous Substance Cleanup Loan Program for small businesses and non-profits conducting investigations and remediations. Loans and Grants provides information about loans and grants for wastewater facility planning, construction and underground remediation loan program.
Delaware Economic Development Office
www.dedo.delaware.gov
Funds and Grants contains overviews of the Industrial Revenue Bond Financing, Economic Development Loan, Delaware Access, other financing programs.
Delaware State Housing Authority
www.destatehousing.com
Provides information about developer financing programs, including Housing Development Fund, HOME, Housing Tax Credits, Multi-Family Mortgage Revenue Bond, Housing Capacity Building Program, Community Development Block Grants. Contains Draw Requisition Process and Cost Certification Guide for mortgagors and contractors.
Department of Agriculture Rural Housing Service
www.rurdev.usda.gov/rhs/
Provides information about loans and grants available to developers for the construction and renovation of multi-family housing facilities and community facilities in rural areas. Includes eligibility guidelines, intended fund uses and overview of the application process. Provides links to Rural Development Field Offices that offer detailed information about loan programs and applications for financial assistance; state rural development offices. Provides rural development regulations, procedures, handbooks and forms.
Department of Agriculture, Rural Utilities Service
www.usda.gov/rus/
Provides rates, terms, eligibility guidelines, policies and application procedures for electric, telecommunications and water infrastructure development programs. Includes RUS notices published in the Federal Register of interest to electric program borrowers; loan regulations. Lists Electric Program borrowers by state.
Department of Commerce, Economic Development Administration
www.eda.gov/
Established to provide financial and other assistance to distressed communities by implementing economic development and revitalization strategies. Contains revolving loan guidelines and manuals; requirements for construction projects; overviews of the pre-application and application processes; information about funding programs, grant requirements; funding availability notices; statutes and regulations. Tools of the Trade gives examples of projects, provides context, planning requirements and types of economic development assistance. Economic Development Directory provides contact information for economic development professionals by state.
Department of Energy, Energy Information Portal
www.eere.energy.gov
Financing provides information about energy financing and incentives, including commercial building energy efficiency financing; renewable energy investment incentives; SBA loan programs for energy-related businesses; utility and federal, state and local government energy financing.
Department of Energy, Office of Energy Efficiency and Renewable Energy
www.eere.energy.gov
Financing provides information about energy efficiency grants and financial assistance programs for small businesses, building industry, utility industry, state and local governments, and federal buildings.
Department of Housing and Urban Development
www.hud.gov
Provides information about grants, loans and tax credit programs available to agencies, organizations and companies involved in housing and other community development activities. Posts notices of funding availability. Includes list of grants and loans available; information on grant and loan eligibility, application process and requirements; technical guidance; and downloadable forms. Offers access to HUD's official repository of policies, procedures and other materials; online databases of mortgage sales, approved lenders, projects approved for FHA financing and other data. Pages for lenders, multifamily industry, small businesses and other specific user groups gather HUD resources of interest to such groups. Provides information about capital financing for hospitals.
District of Columbia Department of Housing and Community Development
dhcd.dc.gov
Lists assistance programs, including Construction Assistance, Distressed Properties Improvement, Housing Production Trust Fund, Low Income Housing Tax Credit and Multi-Family Housing Rehabilitation Loan. Provides links to development corporations; public and private assistance organizations.
District of Columbia Housing Finance Agency
www.dchfa.org
Includes information about financing, tax credit, and loan programs available to developers of affordable and mixed-income housing in the District of Columbia; notices of funding opportunities.
E
Economic Development Directory
www.ecodevdirectory.com
Directory of more than 2,000 links to economic development agencies, consultants and associations worldwide, listed by continent and country and by U.S state.
Enterprise Community Partners
www.enterprisecommunity.org
Non-profit corporation that provides capital for affordable housing and community development. Provides overview of programs, financial products, local activities by state; Enterprise Resource document database.
Environmental Protection Agency
www.epa.gov
Environmental Finance Program provides information about financing programs for environmental activities. Can download "A Guidebook of Financial Tools: Paying for Sustainable Environmental Systems."
European Bank for Reconstruction and Development
www.ebrd.com
Can access "Financing with the EBRD" guide for companies and entrepreneurs seeking EBRD financing for projects in the region; information about co-financing and private sector financing; a guide to small- and medium-sized enterprise financing; project summary documents organized by country, sector or date; and project finance glossary. Country and Sector includes information about financing products and contacts.
European Investment Bank
www.eib.org
Includes overview of the project financing process, general information about types of loans available, contact information, list of all projects since 2001, and overview of country-by-country financing activities.
Export-Import Bank
www.exim.gov
Independent U.S. government agency that helps finance overseas sales of U.S. goods and services in order to help U.S. exporters compete against foreign suppliers. Provides information about working capital, direct loan, guarantee, project finance and structured finance programs, including eligibility, financing terms, interest rates, fees and applications. Can fill out letter of interest online. Country limitation schedule lists conditions for financial support by country. Provides exposure fee online calculator and advice tables for medium- and long-term loans, guarantees and insurance. Can download technical handbook on working capital guarantee program, agreements, forms and brochures. Offers seminars for exporters and lenders. Lists working capital and medium- and short-term financing lenders; lists lenders by state.
F
FannieMae
www.fanniemae.com
Nation's largest provider of funds for home mortgages and housing and community development. Information about affordable, conventional and equity financing for multifamily housing includes financing features, terms, underwriting, eligibility, and listings of affordable financing and lenders. Affordable Housing and Community Development provides information about rural housing, manufactured housing, employer-assisted housing and other community development loan plans. Includes lender database.
Farmer Mac
www.farmermac.com
Secondary market for first mortgage agricultural real estate loans created by Congress to improve the ability of agricultural lenders to provide credit to farmers, ranchers, rural businesses and rural communities. Provides overview of programs.
Federal Highway Administration
www.fhwa.dot.gov/
Innovative Finance provides information about State Infrastructure Banks, which are investment funds at the state or regional level that make loans and provide other forms of credit assistance to public and private entities to carry out highway construction and transit capital projects. Includes SIB primer; FHWA guidance for administering the SIB pilot program; downloadable "Innovative Finance" newsletter issues that provide project highlights and SIB updates. Transportation Infrastructure Finance and Innovation Act Program includes program guide, applications, notices of funding availability, related laws and regulations, links to projects, and project credit risk assessments.
Federal Housing Finance Board
www.fhfb.gov/
Provides links to Web sites of the Federal Home Loan Bank's 12 district banks. Those sites include information about community investment programs and initiatives, financing products and services, rate sheets, membership directory, and other resources. Provides information, regulations and statistics for affordable housing program and information about economic development programs and standby letters of credit. Contains monthly interest rate surveys.
Federal Railroad Administration
www.fra.dot.gov
Railroad Rehabilitation and Improvement Financing program provides loans and loan guarantees for acquisition, construction, improvement and rehabilitation of intermodal or rail facilities and equipment, including track, components of track, bridges, yards, buildings and shops.
Federal Reserve Board, Community Reinvestment Act
www.federalreserve.gov/DCCA/CRA/
Provides information about the Community Reinvestment Act, which was enacted to encourage depository institutions to meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. Provides database of Community Reinvestment Act bank performance ratings searchable by name of bank, city and state, with performance rating. This database contains information mainly on state-chartered banks that are members of the Federal Reserve.
Federal Transit Administration Budget Information
www.fta.dot.gov/about/about_FTA_5321.html
Contains overview of federal funds made available to Federal Transit Administration, U.S. transit agencies, state Departments of Transportation, and metropolitan planning organizations for transit purposes.
Florida Department of Community Affairs, Division of Housing and Community Development
www.dca.state.fl.us/fhcd/
Provides information about Community Services Block Grant, Community Development Block Grant and other financing programs.
Florida Department of Environmental Protection
www.dep.state.fl.us
Provides information about State Revolving Loan Fund for wastewater, drinking water, stormwater and water supply restoration projects; lists current rates.
Florida Department of Transportation, State Infrastructure Bank
www.dot.state.fl.us/financialplanning/
finance/sib.htm
Includes program overview, links to applicable statutes, application format guidelines, loan agreements, and list of approved projects and finance plans.
Florida Division of Historical Resources, Bureau of Historic Preservation
dhr.dos.state.fl.us/preservation/
Provides information about historic preservation grants for restoration of historic structures and buildings.
Florida: eFlorida
www.eflorida.com
Small Business provides tax and incentive information; links to directories of financial institutions. Florida Resource Directory is a searchable database of financing and other assistance programs for local communities.
Florida Housing Finance Corporation
www.floridahousing.org
Contains fact sheets, rules, application forms, notices of funding availability, current year's scores, and other resources for SAIL, SHIP, HOME, Housing Credit, predevelopment loan and other multifamily development financing programs.
Florida Resource Identification Strategy
flris.org
Database of information on potential funding sources for disaster preparedness, response, mitigation, recovery and long-term redevelopment projects from federal, state and other services.
Freddie Mac
www.freddiemac.com
Multifamily provides information about mortgage products for acquisition, refinance, rehabilitation and construction of multifamily apartment buildings, including eligibility, minimum and maximum loan amounts, terms, conditions, requirements, fees, and downloadable guides and forms. "Financial and Housing News" contains quarterly economic and housing forecast; quarterly housing and refinance survey; weekly mortgage rate survey; quarterly conventional mortgage home price index; economic and housing forecast; and housing and refinance survey. Lists approved Program Plus lenders; offers Multifamily E-Guide free to Program Plus lenders and by subscription to others; provides E-Guide forms, opinion letters, electronic documents and mortgage statistics.
G
Georgia Department of Community Affairs
www.dca.state.ga.us
Grants and Loans contains information about Community Development Block Grant, HOME, CDBG Loan Guarantee, Downtown Development Revolving Loan Fund, Affordable Rental Housing Development Financing and other financing programs. Visitors can download Office of Affordable Housing Development application, instructions and allocation data. Office of Economic Development provides information about Downtown Development Revolving Loan Fund and Economic Development Financing Packet, with facts about federal, state and local financing programs for businesses in or relocating to Georgia.
Georgia Environmental Facilities Authority
www.gefa.org
Provides loan applications, sample application letters, loan requirements and loan rates for State Revolving Loan Fund programs; water and wastewater Georgia Fund, emergency loan and construction loan programs; and energy, solid waste and underground loan programs.
Geothermal Heat Pump Consortium
www.geoexchange.org
Federal & State Incentives lists tax credit and other incentive programs for geoexchange systems by state for more than 20 states.
GovLoans.gov
www.govloans.gov
Gateway to government loan information created by five federal agencies: Department of Agriculture, Department of Education, Department of Housing and Urban Development, Department of Veterans Affairs and Small Business Administration. Provides loan information, requirements, application process and contact directory; information about business loans; and business resources.
Grants.gov
www.grants.gov
Allows organizations to electronically find and apply for competitive grant opportunities from more than 900 grant programs offered by the 26 federal grant-making agencies. Can search for grants by number, date, keyword, agency and other criteria; download grant application package and instructions; complete and submit applications online.
H
Hawaii Department of Business, Economic Development and Tourism
www.hawaii.gov/dbedt
Find Financing provides list of lenders, financing programs, and Hawaii Emergency Loan Program application.
Hawaii, Housing and Community Development Corporation of
www.hcdch.state.hi.us
Provides information about interim and permanent financing as well as financial incentives and support programs available to housing developers. Includes information about Rental Housing Trust Fund, which provides "equity gap" low-interest loans or grants to qualified owners and developers of affordable housing units.
Hawaii Strategic Development Corporation
www.htdc.org/hsdc/
This state agency was created to promote economic development by providing investment capital to businesses. Provides overview of indirect investment policy, investment process, seed capital program and venture capital program.
Home Depot Foundation
www.homedepotfoundation.org
Provides information about grants offered through the Affordable Housing Built Responsibly grant program to support the production and preservation of affordable and efficient housing.
HousingFinance.com
www.housingfinance.com
Web site of the "Affordable Housing Finance" and "Apartment Finance Today" publications. Can view current issue and archive since 2000; rankings of top 50 owners, top 50 developers and top 10 acquisition companies; professional services directory; industry news stories. Can order latest "Apartment Finance Sourcebook." Provides links to state and local housing resources.
I
Idaho Department of Commerce and Labor
cl.idaho.gov
Communities provides handbooks, manuals, application forms and other resources for the Community Development Block Program.
Idaho Department of Environmental Quality
www.deq.state.id.us
Provides information about drinking water and wastewater loans and grants.
Idaho Department of Water Resources
www.idwr.idaho.gov
Energy Division contains loan eligibility criteria, terms, overview of application process; forms for energy conservation projects in the commercial/industrial sector and for government, school, hospital and health-care facilities; information on energy performance contracting and financing program; sample RFP, contract. Water Resource Board provides forms and information for financing programs for water projects.
Idaho Housing and Finance Association
www.ihfa.org
Provides information about multifamily development financing, such as permanent loan, construction loan, subordinate financing, Housing Tax Credit programs. Includes information on funding accessibility improvements; grants, financing for single-family homes. Provides information and data on housing; resources for developers, including construction and permanent loans, tax credits, financing, preservation resources; information for investors; compliance resource.
Idaho Local Highway Technical Assistance Council
www.lhtac.org
Provides information about local funding programs for highway construction projects.
Illinois Department of Commerce and Economic Opportunity
www.commerce.state.il.us
Provides eligibility criteria, overview of application process and submission requirements for public infrastructure development funding programs and information about loan programs for large and small businesses.
Illinois Development Finance Authority
www.idfa.com
Provides information about development participation loans, rural development loans and title IX revolving loans.
Illinois Environmental Protection Agency
www.epa.state.il.us
Bureau of Water provides information and application forms for financial assistance programs available to help implement local water projects.
Illinois Historic Preservation Agency
www.state.il.us/hpa/
Provides information about financial incentives for historic building rehabilitation.
Illinois Housing Development Authority
www.ihda.org
Contains program guidelines, important dates, underwriting guidelines and examples of recent projects for the HOME, Trust Fund, Low-Income Housing Tax Credits and Multifamily Financing programs. Visitors can request program applications online.
Indiana Bond Bank
www.state.in.us/bond/
Provides information, fee schedules and applications for the Bond Anticipation Note program, which assists communities in issuing interim financing for construction projects; Water Utility Revenue Bond program; Equipment Lease Purchase program; and other financing programs.
Indiana Department of Environmental Management
www.in.gov/idem/
Office of Water Quality provides information about water grants and Revolving Loan Program.
Indiana Finance Authority
www.in.gov/ifa
Provides information about Capital Access, Brownfields Redevelopment, Volume Cap, Tax-Exempt Bond, Small Bond and Loan Guaranty programs. Program resources include applications, guidelines, award listings and participating bank listings.
Indiana Housing and Community Development Authority
ihcda.in.gov
Contains overview of and applications for the Rental Housing Tax Credit program and the Housing from Shelters program that provide grants and loans for rehabilitation or new construction of affordable housing.
Indiana Port Commission
www.portsofindiana.com
Provides case studies and information about development financing.
Infrastructure Journal
www.ijonline.com
Periodical covering infrastructure project finance. Global Directory lists private equity funds, arrangers, developers, advisers involved in the project finance and infrastructure market. Global Project Finance Database, available to subscribers, contains technical and financial details of more than 2,000 infrastructure projects worldwide.
Innovative Finance for Surface Transportation
www.innovativefinance.org
Sponsored by American Association of State Highway and Transportation Officials (AASHTO) and created with research funding from National Cooperative Highway Research Program, this Web site provides information on federal, state, local and private funding of highways, passenger rail and bus systems, intermodal links, intelligent transportation systems, other related facilities, with an emphasis on innovative alternatives to traditional funding methods. Provides project profiles, research library, statistics, data.
Inter-American Development Bank
www.iadb.org
Countries contains financing information for the 26 borrowing countries. Private Sector Department provides project database; information about structured and corporate finance lending; political risk and credit guarantees; capital markets initiatives. Finance provides information about debt issuance, loan management, financial products; historic LIBOR rates.
Internal Revenue Service, Homebuilder Energy Credit
www.irs.gov/pub/irs-drop/n-06-27.pdf
Provides overview, eligibility rules and requirements for the Homebuilder Tax Credit available to builders of energy-efficient homes.
International Finance Corporation
www.ifc.org
A member of the World Bank, IFC is a source of loan and equity financing for private sector projects in the developing world. Includes information about financial products and sources of project finance; IFC financing application guide; guidelines on preparing investment proposals; an overview of the project cycle; and Summary of Project Information database with information on sponsors, shareholders, project cost and purpose, and environmental issues. Environmental Business Finance Program welcomes investment proposals seeking IFC financing for private-sector projects in developing countries with specific environmental benefits.
International Project Finance Association
www.ipfa.org
International non-profit organization promoting and representing the interests of those involved in project finance. Can access membership directory; upcoming events. Infrastructure Review quarterly and library of project finance articles are available to members only.
International Union for Housing Finance
www.housingfinance.org
Provides information about trends in housing finance and mortgage lending from around the world. Includes business development opportunities forum, country-specific trend reports and list of publications available to order.
Iowa Department of Economic Development
www.iowalifechanging.com/
Division of Community and Rural Development provides information about and applications for the Rural/Community Planning Development Fund, Revitalization Assistance for Community Improvement Grant Program, Housing Fund and Local Housing Assistance Program; financing program documents.
Iowa Department of Natural Resources
www.iowadnr.com/
Water Quality Bureau provides information, forms and participating lender list for the Onsite Wastewater Loan Program and Drinking Water State Revolving Fund Program. Resource Enhancement and Protection Program provides information about Historical Resource Development Program; Open Space Acquisition and Development Fund.
Iowa Department of Transportation
www.dot.state.ia.us
Iowa DOT Funding Guide contains information for local governments, organizations and individuals on funding assistance from DOT.
Iowa Finance Authority
www.ifahome.com
Contains program overviews, eligibility guidelines, applications, loan terms, and other resources for Low-Income Housing Tax Credits, Multifamily Preservation Loans, Mainstreet Revitalization Loans, Senior Living Revolving Loan Fund, construction loans for development of affordable single-family housing and other economic development programs. Provides information about environmental programs that finance underground petroleum storage tank improvements; State Revolving Fund to assist in upgrading or constructing local wastewater and drinking water projects; local housing assistance programs; and Correctional Facility Program created to finance the construction or renovation of correctional facilities.
Iowa, State Historical Society of
www.iowahistory.org
Provides information, guidelines and applications for historical preservation grants and federal and state tax credits.
Islamic Development Bank
www.isdb.org
International financial institution established to foster the economic development and social progress of member countries and Muslim communities. Lists 56 member countries, with subscription capital figures and socio-economic statistics. Projects provides project financing strategies, overview of financing instruments and project life cycle, project policies and procedures. Trade contains information about trade financing and World Trade Organization assistance program. Opportunities contains invitations to bid.
K
Kansas Department of Commerce
www.kansascommerce.com
Provides information about business assistance, housing development and community development financing programs; applications. Communities lists commerce field offices; provides overviews, documents, forms for grant, loan, other assistance program
Kansas Department of Transportation
www.ksdot.org
Provides application for State Rail Service Improvement Fund. Includes information about Transportation Revolving Fund, airport improvement grants; Local Rail Freight Assistance and Rail Rehabilitation and Improvement funds.
Kansas Development Finance Authority
www.kdfa.org
Contains information about Kansas Equity Fund, which utilizes federal tax credits allocated to Kansas for low-income, multi-family rental housing; IMPACT program, under which Kansas Department of Commerce and Housing offers assistance to businesses in constructing, renovating or equipping business facilities and with other capital investment costs; educational facilities, healthcare facilities and state project bond financing programs. Provides application packages and fee schedule.
Kansas Housing Resources Corporation
www.kshousingcorp.org
Provides overviews and resources for many housing development programs, including Community Housing Development Organization, Community Services Block Grant Program, Housing Tax Credits, Rental Housing Enhancement Fund.
Kansas Rural Water Association
www.krwa.net
Provides information about Public Water Supply Loan Fund and programs from the Rural Water Finance Authority.
Kansas State Conservation Commission
www.accesskansas.org/kscc
Provides information about financial assistance for projects involving water conservation, non-point source pollution, wetland protection, dam construction or renovation, watershed planning, land reclamation, stream rehabilitation; directory of conservation and watershed district.
Kansas State Historical Society
www.kshs.org
Provides information about historic building preservation grant and tax incentive programs; historical survey; assessment guide and guidelines.
Kentucky Cabinet for Economic Development
www.ThinkKentucky.com
New Business contains information about business finance and tax incentive programs developed by the Kentucky Economic Development Finance Authority and provides a downloadable Kentucky Business Incentives fact sheet. Contains a listing of federal, state and regional government programs for land acquisition, building construction and capital equipment and provides program overviews, contact information, eligibility requirements, loan terms and availability. Provides links to other sources of financing, such as investment banks, venture capital firms and regional banks.
Kentucky Department for Environmental Protection
www.dep.ky.gov
Division of Waste Management provides information about Petroleum Storage Tank Environmental Assurance Fund and Superfund, Brownfields programs. Division of Water provides information about Drinking Water and Clean Water State Revolving Fund
Kentucky Housing Corporation
www.kyhousing.org
Provides information and contact numbers for rental housing production financing programs and the Housing Development Fund; HOME Program manual; Nonprofit Housing Production and Repair Program guidelines and procedures; and Community Housing Development Organization program policies and application form.
Kentucky Infrastructure Authority
kia.ky.gov/
Contains program and loan information for Waste Water Revolving Fund, Infrastructure Revolving Fund and Solid Waste Revolving Fund; project profiles; regulations.
Kentucky Natural Resources and Environmental Protection Cabinet
www.dep.ky.gov/default.htm
Division of Water contains Drinking Water State Revolving Fund documents, notices and regulations.
L
Lending Club
www.lendingclub.com
Social lending network in which members can lend and borrow money at better than conventional interest rates for both lenders and borrowers. Borrowers apply for loans, get pre-qualified, receive loans with fixed interest rates; loan payments are made by monthly automatic withdrawals.
Local Initiatives Support Corporation
www.lisc.org
National organization with 30 offices nationwide that invests in community-based development. Provides information about grants, loans, equity products, target areas of economic development, including childcare and educational facilities, housing, rural development, Gulf Region rebuilding. Includes resource library.
Louisiana Department of Economic Development
www.lded.state.la.us
Provides information about small business loans, government contract loans, investment programs, and other loan and investment programs. Provides loan terms, eligibility requirements, limits, use guidelines and fees.
Louisiana Department of Transportation and Development
www.dotd.state.la.us
Public Works Design Unit provides information about Ports Construction and Development Priority Program and Capital Outlay Bond Program. Transportation Enhancement Program provides program manual, applications and project list.
Louisiana Division of Administration
doa.louisiana.gov/doa/index.htm
Office of Community Development contains consolidated plan, applications and grant listings for the Community Development Block Grant Program.
Louisiana Housing Finance Agency
www.lhfa.state.la.us
Offers information about rental and affordable housing development financing programs and public notices.
Louisiana Infrastructure Information Center
wwwsrch2.doa.state.la.us/infra/index.htm
Contains database that assists state agencies with decisions concerning grant and loan requests for projects. Database is searchable by parish, agency and type of type of infrastructure, including bridges, buildings, drainage, health, sewer, water, roads, lands, transportation, economic development, environmental protection and safety.
Louisiana Public Facilities Authority
www.lpfa.com
Economic Development provides information about bond bank loan, rural development loan and industrial development bond program
M
Maine Bureau of Parks and Lands
www.state.me.us/doc/parks/
Provides information about grant program for public boating facilities acquisition, development and improvement.
Maine Business Works
www.mainebusinessworks.com
Contains database of local financing programs and business loans.
Maine Department of Environmental Protection
www.state.me.us/dep/
Bureau of Land and Water Quality provides information and applications for grants and loans available for water-quality planning activities; construction, expansion and rehabilitation of wastewater treatment facilities; and replacement of malfunctioning septic systems.
Maine Historic Preservation Commission
www.state.me.us/mhpc/
Provides information about grants and tax incentives for preservation and rehabilitation of historic buildings.
Maine Office of Community Development
www.meocd.org
Provides overviews, applications and project development materials for Economic Development Infrastructure, Public Infrastructure, Public Facilities, Downtown Revitalization, Housing Assistance, Pine Tree Development Zones Economic Development, Interim Finance, Project Development Planning and Community Planning grant program.
Maine State Housing Authority
www.mainehousing.org
Includes information about housing development programs and list of local housing authorities.
Manufactured Housing Institute
www.manufacturedhousing.org/default.asp
Developer Resources lists REITs and manufactured housing community owners interested in receiving inquiries from developers who want to sell land, joint venture, or sell existing or completed communities. Provides overview of housing agency programs for manufactured housing. Industry Statistics and Finance contains latest issues of "Points of Interest" lending quarterly.
Maryland Aviation Administration
www.marylandaviation.com
Provides information about state airport improvements and assistance to private airports program.
Maryland, Comptroller of
www.comp.state.md.us
Provides information about Green Building Tax Credit intended to aid businesses that construct or rehabilitate buildings which save energy and mitigate environmental impacts and Heritage Structure Rehabilitation Tax Credit.
Maryland Department of Business and Economic Development
www.choosemaryland.org/
Data Center provides information about financing and tax incentive programs.
Maryland Department of the Environment, State Revolving Loan Fund
www.mde.state.md.us/wqfa/
Provides loan terms, application forms, information and project lists for Drinking Water Revolving Loan Fund and Water Quality Revolving Loan Fund. Includes Borrower's Program Manual, project priority list and intended use plan information.
Maryland Department of Housing and Community Development
www.dhcd.state.md.us
Provides information about home improvement, preservation, housing development and urban revitalization programs; Low-Income Housing Tax Credit; group home financing; Multi-Family Bond financing; rental housing and other affordable housing financing programs. Includes application kits, fact sheets, recent awards/recipients lists, priority lists, allocation plans and Multifamily Rental Financing Program Guide. Provides information about Capital Access small business credit enhancement program and other business assistance programs.
Maryland Department of the Environment
www.mde.state.md.us
Contains instructions, form and checklist for Small Business Pollution Compliance Loan Program, which assists businesses upgrading or replacing equipment to reduce air pollution and to aid qualifying businesses with environmental permitting and compliance.
Maryland Energy Administration
www.energy.state.md.us
Provides information about Green Building Tax Credit, Community Energy Loan and State Agency Loan programs for energy conservation construction or improvements.
Maryland Historical Trust
www.marylandhistoricaltrust.net
Office of Preservation Services provides information about historic preservation grant, loan and tax credit programs.
Maryland Smart Sites
www.mdsmartsites.org
Online information source for publicly owned redevelopment opportunity sites located in designated growth areas. Typically underutilized, abandoned or idle, including brownfields and grayfields, sites are eligible for state incentives and assistance. Provides overview of incentive program; can search property database.
Massachusetts Business Development Corporation
www.mass-business.com/site/
site-massbiz/content/index2.asp
Provides Brownfields Redevelopment loan information for developers and lenders. Lists recently funded loans for business, SBA, Capital Access Program, Community Investment, mezzanine and Recycling Loan Fund loan programs; provides loan forms. Capital Access Program lists participating banks.
Massachusetts Community Development Finance Corporation
www.mcdfc.com
Provides financing for small businesses, real estate projects and community development programs in low- and moderate-income communities. Provides program information and application forms.
Massachusetts Community Economic Development Assistance Corporation
www.cedac.org
Provides information, forms and guidelines for housing development, workforce development and child care capital financing programs.
Massachusetts Department of Business Development
www.mass.gov/?pageID=ehedagencylanding
&L=4&L0=Home&L1=Economic+Analysis&
L2=Executive+Office+of+Housing+and+Eco
nomic+Development&L3=Department+of+B
usiness+Development&sid=Ehed
Office of Business Development provides information on economic development assistance program and forms.
Massachusetts Department of Housing and Community Development
www.state.ma.us/dhcd/
Provides information about housing development financing programs.
Massachusetts Development Finance Agency (MassDevelopment)
www.massdevelopment.com
Contains information about predevelopment assistance, large-scale real estate development financing, bond programs, tax-exempt lease/purchase financing, Brownfields redevelopment and direct loan/guarantee programs. Provides application forms; examples of recent transactions; financing and other incentive information for Devens business development region.
Massachusetts Health and Educational Facilities Authority
www.mhefa.org
Provides information about capital strategy loans, bond issuances, pool loans, energy conservation financing and other programs.
Massachusetts Housing Finance Agency
www.masshousing.com
Includes list of financing programs; provides information about Low Income Housing Tax Credit program, bridge loans, current interest rates, overview of loan application process, fee schedule and applicable guidelines and requirements. Developers can download site approval application, instructions and one-stop application for a variety of funding sources.
Massachusetts Housing Partnership Fund
www.mhp.net/
Provides information about Technical Assistance Fund designed to assist communities and affordable housing developers to test project feasibility and answer predevelopment technical questions. Offers information and term sheets for pre-development loan programs, permanent loan and bridge loan programs, and information about a combined package of construction and permanent financing for affordable multifamily housing.
Michigan Department of Environmental Quality
www.michigan.gov/deq/
Provides information and documents for Clean Water and Drinking Water Revolving Funds and small business pollution prevention loans.
Michigan Department of Transportation, Office of Projects and Programs
www.michigan.gov/mdot/0,
1607,7-151-9621---,00.html
Transportation Economic Development Fund provides eligibility criteria, online application, application forms, letter of interest, instructions for applicants and contact information. Transportation Enhancement Program provides instructions for applicants, eligibility criteria, project maps, funded project listings, online and downloadable applications. Michigan Rail Loan Assistance Program contains program overview and application form.
Michigan Economic Development Corporation
medc.michigan.org
Provides general information about financing programs available to Michigan businesses.
Michigan, Energy Office of
www.michigan.gov/cis/
0,1607,7-154-25676---,00.html
Industrial Energy Efficiency lists grant, contract and incentive opportunities for energy efficiency projects.
Michigan Housing Development Authority
www.michigan.gov/mshda/
Provides information about financing programs, including Low Income Housing Tax Credit, Tax-Exempt Apartments for Michigan, Multifamily Housing Development, Community Development Block Grant and Office of Community Development. Includes information on Contractors Assistance Program, which provides working capital loans of up to $50,000 to small contractors selected to work on MSHDA rental housing projects. Contains unified application instructions and Qualified Allocation Plan.
Michigan State Historic Preservation Office
www.michigan.gov/hal/
0,1607,7-160-17445_19273_19318---,00.html
Provides information about and forms for grants and tax incentives for historic building preservation.
Microfinance Gateway
www.microfinancegateway.org
Contains library of more than 3,000 documents on more than 50 topics; microfinance resource links; global directories of organizations and consultants.
Minnesota Department of Agriculture
www.mda.state.mn.us
Finance provides information about agricultural improvement, farm and other loans; information about Rural Finance Authority, which provides credit to farmers for improving farm facilities, other projects.
Minnesota Department of Commerce
www.commerce.state.mn.us
Provides information about Petrofund founded to provide financial assistance to petroleum storage tank owners and operators for investigation, clean-up, upgrading and decommissioning costs. Includes statutes, regulations; application guide, forms; lists of registered contractors and consultants; enforcement actions; standard bid, RFP and invoice forms for storage tank-related work.
Minnesota Department of Health Environmental Health Division
www.health.state.mn.us/divs/eh/
Drinking Water Division contains information about Drinking Water Revolving Loan Fund; loans and grants for well construction, repair and sealing.
Minnesota Department of Transportation
www.dot.state.mn.us
Office of Investment Management provides Transportation Revolving Loan Fund information and requirements for construction contract approval. Office of Freight and Commercial Vehicle operations contains information about rail rehabilitation funding and capitol improvement loans from Minnesota Rail Service Improvement Program; application. Office of Aeronautics provides airport development funding programs information and forms.
Minnesota Housing Finance Agency
www.mhfa.state.mn.us
Consolidated Request for Proposals announces availability of funds for the development, construction, acquisition or rehabilitation of multifamily housing. Includes overviews of the RFP and application processes; Multifamily RFP guide; application packet; information about rental and multifamily housing development programs; compliance manual; awards list for the Housing Tax Credit Program.
Minnesota Office of Environmental Assistance
www.moea.state.mn.us
Provides eligibility requirements, use guidelines, contact information and overview of the application and review process for environmental assistance grants and loans; information about energy efficiency financing.
Minnesota Pollution Control Agency
www.pca.state.mn.us
Provides Water Pollution Control Revolving Fund funding information and intended use plan; small business environmental improvement loan eligibility criteria, loan terms and application process overview.
Minnesota Rural Water Association
www.mrwa.com
Provides information about Interim Public Projects Construction Finance Program from the Minnesota Rural Water Finance Authority; FAQs; loan process and terms; borrower letter; and application form.
Mississippi Department of Archives and History
www.mdah.state.ms.us
Historic Preservation provides information about project review and tax incentives.
Mississippi Department of Environmental Quality
www.deq.state.ms.us/MDEQ.nsf/ | |
